Our interest rates are at an all time low.  This is the time to buy!!  What are you waiting for the rates to increase?  The market to get more active and competition?  I have seen several multiple offer situations in the last week. 

3.5% on a 5year over 35years.  Just a few months ago it was 4.5% on a 5yr.

Ask me how to get this rate because your bank might not be able to match this.